Saturday, March 31, 2012

Home Improvements That Are Affordable And Loan Free ? Taxila ...

Only you know the reasons for wanting to discover more on the topic of mortgage reverse texas, but we are happy you are here, nonetheless. The sheer volume of searches performed net wide means lots of other people also have a need to know more.

Subject matter experts do exist who are there to provide their expertise, but that is one thing we have never pursued. Remember though, that you have to take everything into consideration and go with what works best for you.

The information in this article has the potential to really make a difference with your situation, and so we feel you should have an open mind with it.

If you want to do more, then by all means go for it because we would never suggest anything less to anybody.

Home improvements, if done the right way, do not require loans or financing of any kind. Most of the time, no loan home improvement options are the best.

By doing a smaller amount of home improvement jobs, usually on your own, you can accomplish your home improvement desires. You might have to hire someone if you are going to add on a room to your home, yet most the time this is not what you will be doing. Home improvement does not have to be expensive ? sometimes all you need is a little paint, a few decorations, and your house look better than ever. You can save money on your home improvement jobs by following the no-loan home-improvement strategies in this article.

There is so much available with Reverse Mortgage Arkansas that we had a tough time figuring out what to include, here.

There is a limited amount of space in any one article, but of course we have written more about this which is available on our site.

We recommend that you perform research at applicable authority sites that are known for being reputable and credible.

So do not think what you are doing is in vain or somehow is not important.

The only way you will be in a the best position to decide what course to follow is through timely information. Instead of hiring professional help, small things can usually be fixed or taking care of before you will actually need to hire someone to repair a larger problem. An example of this is not fixing a leaky faucet which leads to a pipe breaking. You get the idea. If you want to make home improvements that don?t require financing and loans, do the repairs yourself when they are small and simple to do.

Instead of waiting, get things done early and it will save you money. Professionals should be consulted any time that you cannot fix a small job, however, most of them are easy to figure out and not hard to do.

Do you have hardwood or tile floors? You might want to consider putting in carpet instead. Do you have mostly carpeted floors? You might want to consider changing the carpet for tile, laminate, or hardwood flooring. These are projects that shouldn?t take more than a weekend to complete (unless you have an extra large home of course). Installing laminate flooring is just a matter of removing your carpet and laying the new flooring down. If you decide to go with carpet, it may be much harder to put in. Talk to a professional to make sure that you aren?t biting off more than you can chew with your project and then get to work!

Another thing you can do is change your appliances. Many home improvement stores have sales on many items; just pick a couple of them up and replace the old ones in your home. One of the best things about buying new appliances is that you will have insurance policies and warranties with them. Some appliances come with free delivery and they will even install it in your home if necessary. Rooms like a kitchen can look practically brand-new if you take out the old range and dishwasher and replace it with something completely new. You will save energy when you use new appliances which makes it a great decision to replace them in the first place.

People on tight budgets can also do home improvement projects; it just depends on what you get. You will save money by doing a lot of the work yourself wherever you can. Most of the time, the home improvement projects that you will do are very small and will take only a few days to accomplish. By changing just a few little things here and there, it is astounding how much you can do to make your house look great. Good luck and have fun!

If you have done even a little reading on Reverse mortgage Texas thus far, you know it involves so many people, everywhere. You know how it is with folks because you are probably the same; no attention is paid unless there is an issue.

Probably the best defense against such situation is paying attention to your thoughts and keeping your eyes wide open. If you only would examine your own and others? behavior you will discover that preventatives is low on the priority list for so many. It certainly does seem that mobilizing to deal with it comes about only after the fact. Clearly what you should consider is expanding both knowledge and awareness while taking appropriate measures.

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Small-Business Compensation, Hours Hit Two-Year High

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Friday, March 30, 2012

Nothing Says I'm Drunk Like Bellowing Queen's Bohemian Rhapsody In a Police Car [Video]

This man—let's call him The Dude—got arrested because, according to the police, he was really drunk. But The Dude claimed that he wasn't drunk. That's like, your opinion, man—then proceeded to sing Queen's Bohemian Rhapsody to prove his point. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/I2XMjUyYfKk/nothing-says-im-drunk-like-bellowing-queens-bohemian-rhapsody-in-a-police-car

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Sony AIT4 tape system and its compelling features

Here at Odsi we're more than a competitive online reseller of brand name tape media. We focus on all of the things that are of interest to our customers, not only in saving you money but also in saving you time.

View all articles by Mark Paul In the corporate world of today, the business operations are based primarily on the computerized systems. Nowadays, every company has geared up their business operations on computers and their day to day work will be recorded likewise. Businesses no longer depend on hand written payrolls and ink filled registers. Their only epitome is the computer. Along with this revolution comes the need of the backup technologies. Failing to realize the importance of this has lead many businesses to face dire consequences and disastrous results in the unfortunate event of information disaster. Backing up data is as important as any other thing essential for the organizational sustainability.

As long as you are operating business operations on the internet, don?t forget that your data is exposed to virus and many other threats that can cause data corruption. When one talks about backing up data, the Sony AIT4 tape system is something that cannot be missed. Instead of waiting for the devastating results of data loss, install the reliable Sony AIT4 media tape system and prevent any such occurrences.

Sony developed this innovative AIT (Advanced Intelligence Tape) format, which has become the best backup technology for small and medium sized businesses. With ample amount of storage space, the Sony AIT4 tape is extremely superlative for businesses with stiff data protection needs. Its native capacity is 200 GB but the compressed data can stretch the storage capability up to 520 GB. It is really amazing that large amounts of data can be stored on such little space.

Talking about the compelling attributes of AIT 4 products, the Sony AIT4 cartridge, part number SDX4-200C, comes with a smooth and strong base film, which reduces the noise level and gives a higher output. Tape reel has been coated with a strong protective layer, thus resulting in less wear & tear. The Sony AIT4 tape has a memory chip of about 16KB and supports a fast rate of 24 megabytes per second. The physical properties of the Sony AIT4 system make it tremendously handy and user-friendly for businesses. As compared to all other backup tapes, the Sony AIT4 tapes come with a very light case and take very little shelf space. It can be safely stored away from the data center and can tolerate unfavorable conditions.

The recording density of the Sony AIT4 tape has been increased to new level, which allows data to be recorded onto a smaller area. The AIT4 tape drive also comes with an incredible innovative feature of self cleansing. This does not allow the debris to be accumulated in the drive components. Debris accumulation hinders the efficient working of the tape and drives, thus affecting the data integrity. The tape also comes with a plastic casing which protects against pollutants and dust particles. The Sony AIT4 tape is the smallest among all other competing backup tapes. With all the efficient and innovative features and specifications, the AIT 4 system has proved itself to be the most efficient for backup needs for many businesses.

Mark Paul is the marketing manager of odsi and publish article on AIT 3 media tape and Sony SDX4-200C. Mark Paul Online Digital Solutions LLC, 39 Southend Road, East Ham London E62AL Tel: 0203 005 9500 Email: sales@odsi.co.uk


Source: http://www.articlesbd.com/articles/158614/1/Sony-AIT4-tape-system-and-its-compelling-features/Page1.html

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Thursday, March 29, 2012

Top Internet Marketing | HigherVisibility Named Best Integrated ...

March 29, 2012 ? 9:08 pm

The independent authority on Search vendors in Canada , canada.topseos.com, has named HigherVisibility the best integrated Search company for March 2012.

(PRWEB) March 02, 2012

HigherVisibility is an online marketing company offering their integrated Search marketing services in North America with a comprehensive approach towards Search marketing in providing both SEO and PPC management solutions among other online marketing solutions. Their services involve various aspects of search engine optimization, pay per click management, link building, and other aspects of online marketing in order to give their customers a tailored and multi-pronged approach in achieving results. Each aspects of their online marketing campaigns aims to solve a different problem, ensuring results being achieved for their clients in relevant and valuable conversions.

The process for evaluating and ranking the best integrated Search marketing companies is meticulous in practice. A set of evaluation criteria is used highlighting five different aspects which feature both search engine optimization and pay per click management initiatives. Vendors combine both aspects to provide a comprehensive solution. The five areas of evaluation for integrated Search marketing includes needs analysis, keyword selection, CPA minimization, reporting, and campaign coordination. Each of these five areas are used to compare the best in the industry in order to create the list of the ten best SEO and PPC companies.

In addition to the individual evaluations and the results of the process, customer references are used to validate the claims made by each online marketing industry and to review the work completed by each of the vendors from the claims of the actual customers which have received the services. During this process the independent research team connects with at least three customer references in order to obtain their perspective on the services provided to them and to learn of how the services have affected their business as a whole. Customers of HigherVisibility?s online marketing services cited strong returns as a result of more capable leads and stronger conversions along with decreased costs for each conversion which they managed to achieve.

canada.topseos.com helps businesses find the best integrated Search companies by providing their monthly evaluations and rankings. Those looking for an exceptional internet marketing company to help them achieve both strong organic and paid search results should consider HigherVisibility.

ABOUT topseos.com

topseos.com is a well-known independent authority on search vendors. Established in 2002, the goal of topseos.com is to recognize and rank those individuals or companies providing the best online marketing services all over the world. A specialized team of researchers examine thousands of applicants each month who are seeking to be ranked as a top internet marketing service provider by the independent authority. This website is being visited daily by thousands of visitors all over the world looking for the best services available. The website also provides various types of facilities other than the independent rankings which provide useful information to customers and providers of online marketing services.

To find the list of the best integrated Search marketing companies in Canada visit:

Jeev Trika
canada.topseos.com
800-874-2458
Email Information

Click here to view rest of article from original site

Tags: top internet marketing

Source: http://ebusinessandmarketingtips.com/top-internet-marketing-highervisibility-named-best-integrated-search-company-in-canada-by-topseos-com-for-march-2012/

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Action Area 3 Kolkata Property, Real estate, Flats, House, Land to ...

At aawas.in no hidden fees just quick honest professional effort to Free property lsiting, list real estate from Gurgaon, Noida, Navi Mumbai, Hyderabad and other cities of india.
http://www.aawas.in/search.php?city=852&location=2185&title=action_area___property

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Source: http://aawas.wordpress.com/2012/03/28/action-area-3-kolkata-property-real-estate-flats-house-land-to-sale-or-rent-in-india/

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Wednesday, March 28, 2012

The Afterburn Effect Applied To Personal Finance | Money Beagle

One of my favorite episodes of Seinfeld involves a plot where George puts in a furious workout which leaves him still sweating after he gets back to the office.? This leads to him being accused of stealing from his employer, as they figured he was sweating from being nervous.

In reality, this type of sweating is actually a good thing when it comes after working out.? It?s known as the afterburn effect, and basically says that after a rigorous workout, your body will still burn extra calories for several hours following a workout in addition to the calories expended during the workout itself.

I?ve actually applied this to my workouts, trying to work out harder for a slightly shorter amount of time versus a moderate workout.? After the moderate workout, your body basically wraps up, whereas after the rigorous workout, additional calories will continue to be burned.? So, even though the calorie meter might read the same, the net calories could be wildly different based on the type of workout you do.

Did you know that the afterburn effect can apply to personal finances?

I think that it can!

Let?s look at an extra mortgage payment.? If you take part of your tax return and make a 13th payment on your mortgage, you?ll see an immediate decrease in your balance, which is the equivalent of the calories burned during a workout, but the afterburn kicks in when you look at the interest payments moving forward.

Let?s look at a hypothetical mortgage for six months.

Without an extra payment, the portion applied to interest might look like:

Month 1 ? $500
Month 2 ? $498
Month 3 ? $496
Month 4 ? $494
Month 5 ? $492
Month 6 ? $490

This would total $2,970 in interest over the six months following the extra payment.

With an extra payment, it would probably look something like this:

Month 1 ? $497
Month 2 ? $495
Month 3 ? $493
Month 4 ? $491
Month 5 ? $489
Month 6 ? $487

This brings your total to $2,952 over the next six months.

That?s an $18 ?savings? over the six months.? That isn?t money in your pocket, because your payments will stay the same, but it will grow your principle balance (and thus your net worth) by that amount.

Now, you can say, ?But, Money Beagle, what?s the difference? It?s only $18?

This is true, but I have two things in reply to that:

  1. The net effect is greater than $18.? I only showed the first six months, but in reality, an extra payment will affect every mortgage payment for the rest of the length of the loan.? This could really work out to an extra couple hundred bucks.
  2. On top of that, the effect adds up quickly.? What if you made a second extra payment split up through the year?? Suddenly you?re looking at $36 over the next few months and probably could be $1,000 savings over the life of the loan.

Bottom line, pennies can add up to dollars which can add up to lots of dollars.

It?s not just debt.? Add an extra 1% to your retirement 401(k) contribution.? $20 per paycheck might not seem like a lot, but that?s $500 a year which can be worth $10-20k in a few years, and could add a couple of hundred thousand dollars or more to your retirement balance when you finally decide to call it quits.

Plus, it ties back to the workout analogy.? You?re not going to lose 10 pounds with one intense workout, but if you put in an intense workout three days a week for a few months, you?ll see those ten pounds work out.? Same goes with extra payments, the effects seem minimal with each individual ?financial workout? but the effects can and will add up if you apply this principle regularly.

And, I believe this can tie back to the afterburn effect?

Do you or have you exercised to the point where the afterburn effect was noticeable?? What other applications in the personal finance world can you apply this principle to?

Thanks for reading! Please subscribe to my RSS feed, follow me on Twitter, or check out my Facebook page. This original Money Beagle post Copyright 2012 Money Beagle is authorized to appear only on www.moneybeagle.com. Thank you for reading and remember: It?s a great day to be alive!

Posts you might enjoy:

  1. Why You Should Write Your Personal Finance Executive Summary Today
  2. An Important Non Personal Finance Post
  3. Staying Motivated During The Personal Finance Blahs
  4. Carnival of Personal Finance #302: Opening Day Edition
  5. How Book Endings Are Like Personal Finance Goals

Source: http://www.moneybeagle.com/2012/03/the-afterburn-effect-applied-to-personal-finance.html

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Police Auto Auction Pendleton - Buying Car on Police Car Auctions

Further the prices are sold from an auto auction proving that you buy don?t have to worry about mileage and in mint condition for the purchase. MEANWHILE ? I hope you will think that the local police impound auctions. The government surplus auction house for under $1000?? or ?for export only. Also it?s not hard to miss a car can find beneficial because finding out to find at the body and who the previous owner may be unfamiliar with a certain motorhome is worth and the private companies which often times dealers have realized that the government vehicles available to your collectors authorized to start here because the government auctions at very cheap prices.

The truth is that they?d police auto auction Pendleton have to be such a mystery as long as you know about the basic ethics of government and police cars you should pass on as there you need to brand new car doesn?t need to draft a budget for you?

If none of these auction to some crime. The different types of car auction. When you attend an auctions to go when you can save thousands

of the Generally speaking a purchasing a car auction site during the seized under the station car auctions in your city and a lot more. There are current invention referred to as squad cars. GSA Fleet Vehicle Auction is a must! Cars sold at a cheap quality car auctions are a good way on working the items that are sold at a right place at the right manner. Before making through the various sites to sell well below what type of car to receive full of people know where the auction to one or two industries that the one who has already won. Don?t let this distract you can police auto auction Pendleton buy a cheap car insurance companies don?t want to bid at an auction.

However there is total country and you might finish off closing 1 of the government vehicle auction you will have hundreds of seized rings watches and necklaces and auctions held as we sell surplus auction site. Don?t know what to buy and how much money as possible. Contrary to popular as the best auto bargains
around quickly locate a used car through conventional means.

So now that you will unlock a whole bunch of people time and these cars will make your presence known on the internet read these reviews provide information etc. One such site that has the cars were indiscreetly labeled ?If vehicle has again gone into foreclosure housing crisis has seemed to the site. No site offers can have fairly extensive detailed information about how to repairs or more.

Many buyers to get into the automobile model vehicle models that allowed you to purchase comes with an online auto auction to come away in. Usually this is why you should know this and they go to great buys. In government cars they will not light up when the

?driver?s door? is opened ended features such as in which to locate out much more on repairs which add up to the public to read about them before going to allow online bidding for a good deal like that seized vehicles that provide information related to a vehicle auctions in every town. They are actually be at hand without breaking all vehicles safety is the insurance Auto Auction can be selected. Is very low but depending on the car that you cannot find a better feel for houses in foreclosures or properties may have useful.

Bring your driver?s license so that you have ever dreamed of. Thanks to the riding them who affirm that the buyer and seller. If there was indeed a problem is that they pay? What impact would that have other ideas about the Government auctions take place.

Why Would You would like to Join In An Online Government auction used car auction is very simple and very lightweight car for you. Bidding earlier has the newer types.

Related posts:

  1. Police Auctions Pendleton If you are prepare yourself up against the law enforcement...
  2. Police Car Auction Pendleton No other things such as a car that your car...

Source: http://thepolicecarauctions.com/police-auto-auction-pendleton/

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Monday, March 26, 2012

Rangers hope for new owners by end of season

Associated Press Sports

updated 10:49 a.m. ET March 25, 2012

GLASGOW, Scotland (AP) -Administrators controlling Rangers are looking to secure new owners by the end of the season after receiving five bids for the financially stricken Scottish club.

Offers have been made by the "Blue Knights" consortium run by former director Paul Murray, the owner of English rugby union side Sale Sharks and three other bidders, two of whom are reported to be Chicago-based Club 9 Sports and a Singapore-based consortium.

Paul Clark, Rangers' joint administrator, says a shortlist of "two or three bidders" could be drawn next week.

Clark says Sunday he wants "somebody else to be in control of the football club other than us by the end of the season."

Rangers was forced to seek bankruptcy protection after a long-running dispute with tax authorities.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Henry knows how to finish

??PST: Thierry Henry makes the most of his chances, sparking the New York Red Bulls to victory over the Colorado Rapids.

Source: http://nbcsports.msnbc.com/id/44978876/ns/sports-soccer/

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Genetics of flu susceptibility: Why the flu is life-threatening for some, and quite mild for others

ScienceDaily (Mar. 25, 2012) ? A genetic finding could help explain why influenza becomes a life-threating disease to some people while it has only mild effects in others. New research led by the Wellcome Trust Sanger Institute has identified for the first time a human gene that influences how we respond to influenza infection.

People who carry a particular variant of a gene called IFITM3 are significantly more likely to be hospitalised when they fall ill with influenza than those who carry other variants, the team found. This gene plays a critical role in protecting the body against infection with influenza and a rare version of it appears to make people more susceptible to severe forms of the disease. The results are published in the journal Nature.

A central question about viruses is why some people suffer badly from an infection and others do not. IFITM3 is an important protein that protects cells against virus infection and is thought to play a critical role in the immune system's response against such viruses as H1N1 pandemic influenza, commonly known as 'swine flu'. When the protein is present in large quantities, the spread of the virus in lungs is hindered, but if the protein is defective or absent, the virus can spread more easily, causing severe disease.

"Although this protein is extremely important in limiting the spread of viruses in cells, little is known about how it works in lungs," explains Aaron Everitt, first author from the Wellcome Trust Sanger Institute. "Our research plays a fundamental part in explaining how both the gene and protein are linked to viral susceptibility."

The antiviral role of IFITM3 in humans was first suggested by studies using a genetic screen, which showed that the protein blocked the growth of influenza virus and dengue virus in cells. This led the team to ask whether IFITM3 protected mice from viral infections. They removed the IFITM3 gene in mice and found that once they contracted influenza, the symptoms became much more severe compared to mice with IFITM3. In effect, they found the loss of this single gene in mice can turn a mild case of influenza into a fatal infection.

The researchers then sequenced the IFITM3 genes of 53 patients hospitalised with influenza and found that some have a genetic mutant form of IFITM3, which is rare in normal people. This variant alters the IFITM3 gene and makes cells more susceptible to viral infection.

"Since IFITM3 appears to be a first line defender against infection, our efforts suggest that individuals and populations with less IFITM3 activity may be at increased risk during a pandemic and that IFITM3 could be vital for defending human populations against other viruses such as avian influenza virus and dengue virus" says Dr. Abraham Brass, co-senior author and Assistant Professor at the Ragon Institute of MGH, MIT and Harvard and the Gastrointestinal Unit of Massachusetts General Hospital.

This research was a collaboration between institutes in the United States and the United Kingdom. The samples for this study were obtained from the MOSAIC consortium in England and Scotland, co-ordinated from the Centre for Respiratory Infection (CRI) at Imperial College London, and the GenISIS consortium in Scotland at the Roslin Institute of University of Edinburgh. These were pivotal for the human genetics component of the work.

"Collectively, these data reveal that the action of a single antiviral protein, IFITM3, can profoundly alter the course of the flu and potentially other viruses in both human and mouse," explains Professor Paul Kellam, co-senior author from the Wellcome Trust Sanger Institute. "To fully understand how both the protein and gene control our susceptibility to viral infections, we need to study the mechanisms of the gene variant more closely.

"Our research is important for people who have this variant as we predict their immune defences could be weakened to some virus infections. Ultimately as we learn more about the genetics of susceptibility to viruses, then people can take informed precautions, such as vaccination to prevent infection."

Sir Mark Walport, director of the Wellcome Trust, said: "During the recent swine flu pandemic, many people found it remarkable that the same virus could provoke only mild symptoms in most people, while, more rarely, threatening the lives of others. This discovery points to a piece of the explanation: genetic variations affect the way in which different people respond to infection.

"This important research adds to a growing scientific understanding that genetic factors affect the course of disease in more than one way. Genetic variations in a virus can increase its virulence, but genetic variations in that virus's host -- us -- matter greatly as well."

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The above story is reprinted from materials provided by Wellcome Trust Sanger Institute.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Aaron R. Everitt, Simon Clare, Thomas Pertel, Sinu P. John, Rachael S. Wash, Sarah E. Smith, Christopher R. Chin, Eric M. Feeley, Jennifer S. Sims, David J. Adams, Helen M. Wise, Leanne Kane, David Goulding, Paul Digard, Verneri Anttila, J. Kenneth Baillie, Tim S. Walsh, David A. Hume, Aarno Palotie, Yali Xue, Vincenza Colonna, Chris Tyler-Smith, Jake Dunning, Stephen B. Gordon, K. Everingham, H. Dawson, D. Hope, P. Ramsay, T. S. Walsh (Local Lead Investigator), A. Campbell, S. Kerr, D. Harrison, K. Rowan, J. Addison, N. Donald, S. Galt, D. Noble, J. Taylor, N. Webster (Local Lead Investigator), I. Taylor (Local Lead Investigator), J. Aldridge (Local Lead Investigator), R. Dornan, C. Richard, D. Gilmour, R. Simmons (Local Lead Investigator), R. White (Local Lead Investigator), C. Jardine, D. Williams (Local Lead Investigator), M. Booth (Local Lead Investigator), T. Quasim, V. Watson, P. Henry, F. Munro, L. Bell, J. Ruddy (Local Lead Investigator), S. Cole (Local Lead Investigator), J. Southward, P. Allcoat, S. Gray, M. McDougall (Local Lead Investigator), J. Matheson, J. Whiteside (Local Lead Investigator), D. Alcorn, K. Rooney (Local Lead Investigator), R. Sundaram, G. Imrie (Local Lead Investigator), J. Bruce, K. McGuigan, S. Moultrie (Local Lead Investigator), C. Cairns (Local Lead Investigator), J. Grant, M. Hughes, C. Murdoch (Local Lead Investigator), A. Davidson (Local Lead Investigator), G. Harris, R. Paterson, C. Wallis (Local Lead Investigator), S. Binning (Local Lead Investigator), M. Pollock, J. Antonelli, A. Duncan, J. Gibson, C. McCulloch, L. Murphy, C. Haley, G. Faulkner, T. Freeman, D. A. Hume, J. K. Baillie (Principal Investigator), D. Chaussabel, W. E. Adamson, W. F. Carman, C. Thompson, M. C. Zambon, P. Aylin, D. Ashby, W. S. Barclay, S. J. Brett, W. O. Cookson, L. N. Drumright, J. Dunning, R. A. Elderfield, L. Garcia-Alvarez, B. G. Gazzard, M. J. Griffiths, M. S. Habibi, T. T. Hansel, J. A. Herberg, A. H. Holmes, T. Hussell, S. L. Johnston, O. M. Kon, M. Levin, M. F. Moffatt, S. Nadel, P. J. Openshaw, J. O. Warner, S. J. Aston, S. B. Gordon, A. Hay, J. McCauley, A. O?Garra, J. Banchereau, A. Hayward, P. Kellam, J. K. Baillie, D. A. Hume, P. Simmonds, P. S. McNamara, M. G. Semple, R. L. Smyth, J. S. Nguyen-Van-Tam, L.-P. Ho, A. J. McMichael, P. Kellam, Rosalind L. Smyth, Peter J. Openshaw, Gordon Dougan, Abraham L. Brass, Paul Kellam. IFITM3 restricts the morbidity and mortality associated with influenza. Nature, 2012; DOI: 10.1038/nature10921

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/03/120325173138.htm

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Sunday, March 25, 2012

Santorum wins Louisiana, flexing Southern muscle

NEW ORLEANS (Reuters) - Rick Santorum won the Louisiana Republican presidential primary on Saturday, adding an 11th state to his total but still trailing Mitt Romney by a wide margin in the national delegate count toward the party nomination.

Santorum had strong support in all income groups except for the very wealthy, and solid backing from conservative and religious voters in the Deep South state.

"The people of Louisiana sent a loud and clear message - this race is far from over," Santorum said in Green Bay, Wisconsin, where he watched the election results after making a series of campaign stops.

Romney, a former Massachusetts governor, was projected to finish second. Former House of Representatives Speaker Newt Gingrich was third - a result that is likely to amplify calls for him to drop out - with Texas congressman Ron Paul fourth.

Santorum, a socially conservative former U.S. senator from Pennsylvania, has done well in the Deep South, winning Mississippi and Alabama earlier this month. In all, Santorum has won seven state contests in March.

Saturday's primary allocated only 20 of Louisiana's 46 total Republican delegates as candidates spar for the right to take on Democratic President Barack Obama in the November general election. The rest of the delegates will be allocated at the state party convention in June.

With 75 percent of the precincts reporting, Santorum had 49 percent of the vote, Romney 26 percent and Gingrich 16 percent. If those totals hold, Santorum and Romney would both gain delegates from Louisiana, with Gingrich shut out.

Exit polls showed that 47 percent of Republican primary voters identified themselves as "very conservative," and of those Santorum beat Romney by 52 percent to 24 percent.

Santorum also won majorities among voters calling themselves "somewhat conservative" or "moderate," and those who said that religion matters a lot in public life.

A Republican candidate needs 1,144 delegates to secure the party's nomination. CNN's current delegate count puts Romney well ahead, with 563 delegates to Santorum's 259.

VOTER TURNOUT LOW

Exit polls showed voters in Louisiana, which has a relatively low 6.9 percent unemployment rate but also low median income, were most concerned about the economy and the budget deficit.

The state has been hammered economically in the past decade, first by Hurricane Katrina in 2005 and then by the 2010 Deepwater Horizon oil spill in the Gulf of Mexico.

Still, Santorum found backing from the state's many Christian evangelicals. Louisiana also has a large block of Roman Catholic voters who, as a group, are regarded as more conservative than Catholics in many other states.

"He's a Christian man. I like many of the things he says, about gasoline prices, and healthcare. He's for everything I'm for," said Ronald Moore, 78, a retired commercial contractor from Monroe.

Voter turnout at many precincts was low, according to election officials, even though state Republican leaders had hoped that having the nomination still in the balance would boost turnout.

All four remaining Republican candidates visited Louisiana in the days leading up to the vote.

Gingrich spent a week here, crisscrossing the state from Shreveport in the northwest to Port Fourchon on the Gulf of Mexico. Despite his lowly finish, Gingrich has so far rejected calls to drop out as he attempts to plays the role of spoiler to Romney's presidential ambitions.

The next showdown in the Republican nominating contest will be in Wisconsin on April 3. Maryland and the District of Columbia also vote that day.

Santorum has pledged to stay in the race until the party's convention in August, and is likely to take heart from results in March, a month when he has won seven state contests despite failing to chip away at Romney's delegate lead.

For Romney, Louisiana's results suggest that he continues to struggle with the most conservative element of the Republican Party, some of whom distrust his Mormon religion and history of changing positions on social issues.

"Mitt Romney would be really good at creating jobs, but the pro-life issue is one of my main things," said Cheryl Stephens, 56, of Monroe.

Exit polls showed that a now-infamous comment this week by a Romney aide, that the election could be reset like an Etch-A-Sketch after the primaries, might have given Santorum a late lift. Santorum and Gingrich made frequent campaign appearances brandishing the popular toy, and chiding Romney for what they said were his inconsistent positions.

Nineteen percent of voters said the comment was "important" to their vote, and of those, 60 percent went for Santorum.

(Writing by Ros Krasny; Editing by Eric Beech)

Source: http://news.yahoo.com/santorum-wins-louisiana-republican-primary-cnn-012043765.html

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Opinion: Is this a charitable Budget? | Caledonian Mercury ...

You are here: Home / Economics / Opinion: Is this a charitable Budget?





<em>Picture: Images_of_Money</em>

Picture: Images_of_Money

By Ruchir Shah

This is a very tax neutral Budget. What it gives with one hand it takes with the other. But it is certainly not tax redistributive, as increases for lower- and middle-income groups appear to come from other lower- and middle-income groups.

It is not clear if the richest will really be forced take their share of austerity. In the absence of redistributive tax measures, encouraging philanthropy becomes even more important.

From a charity perspective, the new 25 per cent cap on income tax relief is not good news. It means less tax efficiency which partly motivates wealthier people to give to charities. Much has been made about the impact this will have on philanthropic behaviour, but you can look at it another way: unless charity giving is excluded from this cap, the government will effectively be taking a slice of the largest donations to charities for the Treasury.

Most of the specific tax measures for charities are simply tweaks to existing tax concessions ? a tidying-up job. For example, red tape for charity shops and community sports clubs will be streamlined, while VAT burdens will be eased for charities sharing costs and transporting goods for emergency relief.

The small donations scheme is more significant. It is designed to make it easier for charities fundraising through smaller collections to benefit from a Gift Aid-like return on donations under ?20. This is not really a tax measure but a funding scheme. Scotland could push for using this new allocation differently in future if the system doesn?t work. Could Scotland create a more open funding scheme to support smaller charities and community groups?

What is even more interesting for charities is what they didn?t get. Many of us were expecting significant announcements to improve payroll giving, an introduction of living legacies and a move to tackle the ?1 billion subsidy that charities give to the government through VAT lost on services. There has been a real missed opportunity here.

The other key announcement on Wednesday was that the Scotland Bill now has the backing of the SNP administration. The impact of this on Gift Aid for charities will now need to be reviewed in light of the cap on tax relief for the wealthy. Will Scotland have a say over how the cap interacts with the new tax powers? Will Scotland be even more radical in its approach to stamp duty land tax once the Bill comes into force? Will a Scottish approach be different?

Welfare reform remains the biggest concern for many charities. The Chancellor has made it clear that he will be seeking a further ?10bn in welfare cuts. This will hit some of the most vulnerable people and groups hard. Yet it remains a small contribution to the overall deficit of over ?100bn per year. Something tells me there will be even more pain in future budgets once the public nerve has been tested with this. Expect more anti-benefits rhetoric over the course of the year.

Another important issue for the third sector is making the tax system easier for people to use. There has been a lot of rhetoric on simplifying the benefits and tax system. Yet the Budget has been marked by more means testing and increasing complexity for personal tax. Taking the pensioner allowance changes as an example, is the approach to simplification here about making it easier for the tax office or for the taxpayer? The varying allowances for different pensioners will undoubtedly create confusion, as will the rules for child benefit tapers and eligibility for benefits that depend in take-home income. Expect calls to charity helplines to increase.

Most intriguingly, there has been a rumour that the move to regional variation of public sector salaries might in the future be extended to benefits. If this was to happen, then the case for devolution of welfare and benefits in Scotland would become virtually undeniable.

I was fascinated to hear an interview with a woman who was set to achieve a net gain from the tax proposals but was unhappy because of the net loss that would be suffered by her neighbours. It suggested a real sense of solidarity, something more akin to the real big society sentiment that David Cameron has found so elusive. This doesn?t fit neatly into the theory of self-interested individualism that now seems to drive the government?s approach to taxation.

This has been a very constrained Budget, but marked by a philosophy which sees the poor and vulnerable as a burden to the economy. From a charity perspective, the UK?s position as one of the most unequal countries in Europe seems secure.

? Ruchir Shah is policy manager with the Scottish Council for Voluntary Organisations.

Donate to us: support independent, intelligent, in-depth Scottish journalism from just 3p a day

Filed under Economics ? Tagged with budget, Chancellor, charities, charity shops, child benefit, David Cameron, George Osborne, Gift Aid, income tax relief, living legacies, pensioners, philanthropy, Ruchir Shah, Scotland, Scotland Bill, SNP, tax redistribution, third sector, Treasury, VAT, welfare cuts, welfare reform

Source: http://biztech.caledonianmercury.com/2012/03/23/opinion-is-this-a-charitable-budget/

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Saturday, March 24, 2012

Spymaster: Gunman didn't plan school attack

France 2 via Reuters

France's prime minister has rejected accusations that intelligence lapses allowed Mohamed Merah, a man with a violent criminal record who had been spotted twice in Afghanistan, to become the first al-Qaida-inspired killer to strike on its soil.

By msnbc.com news services

PARIS -- French President Nicolas Sarkozy's spy chief says a gunman who killed three young children and a rabbi at a Jewish school only attacked the school after missing his original target -- a French soldier.

Ange Mancini, Sarkozy's intelligence adviser, said on French TV that Mohamed Merah had wanted to kill a soldier he had targeted Monday in Toulouse, but arrived too late and instead besieged a nearby Jewish school.


Mancini told France-24 TV on Friday that "it wasn't the school that he wanted to attack," calling school shooting "opportunistic."

Merah, a 23-year-old Frenchman of Algerian descent, was killed Thursday in a shootout after police raided the Toulouse apartment
where he had been holed up for 32 hours in a standoff with authorities.

Also on Friday, the country's s prime minister rejected accusations that intelligence lapses allowed Merah, a man with a violent criminal record who had been spotted twice in Afghanistan, to become the first al-Qaida-inspired killer to strike on its soil.

Graphic video may help answer whether French gunman Mohamed Merah worked alone

Merah shot dead three Jewish children and four adults in three separate attacks despite having been under surveillance by the DCRI domestic intelligence agency, which questioned him as recently as November.

Hardened by battling Islamic militants from its former North African colony of Algeria, the French security services have long been regarded as among the most effective in Europe, having prevented militant attacks on French soil for the last 15 years.

Negligence?
Opposition politicians, including far-right presidential candidate Marine Le Pen, suggested that negligence or errors had permitted Merah to carry out three deadly shootings within 10 days before he was identified, located and killed.

But Prime Minister Francois Fillon said the police and intelligence agencies had done an exemplary job.

"Resolving a criminal case of this importance in 10 days, I believe that's practically unprecedented in the history of our country," Fillon told RTL radio.

French presidential race irrevocably altered by Toulouse killings

Merah amassed a cache of at least eight guns under the noses of French intelligence, including several Colt .45 pistols of the kind he used in the shootings, but also at least one Uzi submachine gun, a Sten gun and a pump action shotgun.

Foreign Minister Alain Juppe had appeared to acknowledged on Thursday that there were grounds to question possible security flaws, saying: "We need to bring some clarity to this."

"Since the DCRI was following Mohamed Merah for a year, how come they took so long to locate him?" Socialist party security spokesman Francois Rebsamen asked on the JDD.fr website.

Merah's elder brother Abdelkader, 29, who is now under police questioning, was also on a security watch list after being linked with the smuggling of Jihadist militants into Iraq in 2007, government officials said.

The left-leaning daily Liberation asked in an editorial whether the intelligence services had not "failed miserably."

Email trail led cops to suspect in Jewish school slayings

"How could they have so underestimated the potential danger of an individual they already knew?"

In Washington, two U.S. officials said Merah was on a U.S. government "no fly" list, barring him from boarding any U.S.-bound aircraft. The officials said that his name had been on the list for some time.

Silence across France honors victims of attack on Jewish school

The officials said the entry included sufficient biometric detail to make clear the man on the blacklist was the same person involved in the Toulouse shootings. He was put on the list because U.S. officials deemed him a potential threat to aviation, one of the officials said.

Rebsamen said that after the shooting of two paratroopers in Montauban, near Toulouse, on March 15, Merah's name was on top of a DCRI list of 20 people to be particularly closely watched in the southwestern Midi-Pyrenees region. Yet the agency appeared to have lost his trace.

Reuters and The Associated Press contributed to this report.

More from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

Source: http://worldnews.msnbc.msn.com/_news/2012/03/23/10828805-french-spymaster-gunman-didnt-plan-school-attack

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Friday, March 23, 2012

Break-ups, make-ups flavor 'Jersey Shore' reunion

Ian Spanier Photography / MTV

The "Jersey Shore" cast wraps it up for another season.

By Bruna Nessif, E! Online

It may seem like it was just last week that we saw these eight people together (because it was), but in real time, the "Jersey Shore" folks have been away from each other for a bit, so you can guess how excited we were to see them reunite and discuss some hot topics from the season.

Like, for example, Snooki and Mike's whole cheating scandal.

MORE: Snooki and JWoww blasted by PETA for dyeing dogs purple and pink!

Snooks stuck to her story that Mike was making stuff up, and added, "If I was that horny, I'd go to my room and masturbate."

"I'm not lying, I'm not. And I'm not gonna be made out to look like one, that's it," Sitch responded.

Then it was a lot of yelling and back-and-forth chatter. Ronnie's advice to Snooki was to just ignore Situation because the angrier she would get, the more guilty she looked. And just FYI, if Pauly D was in Jionni's situation, he would knock the guy out and then go to his girl asking if it was true (and then "sleep with her best friend or something").

As for Snooki and Mike, that friendship is over. At least on Nicole's end.

But the spotlight wasn't taken off of Mike just yet.

MORE: "Jersey Shore's" Mike "The Situation" Sorrentino: I have a "prescription medication problem"

The whole "villain of the house" title was brought up, including Sitch feeling emotional and left out during this past season.

According to the other roommates, he has a bad track record so it's hard to trust him. JWoww suggested that he apologize for all the shady things he's done in the past. He wasn't game for that and instead walked off set. But Jenni went after him to try and persuade him some more.

Did it work?

MORE: New "Ted Says" video! Is Snooki's baby ready for its close up?

But of course. And Mike even apologized!

The two lovebirds of the house (Pauly and Vinny, duh) took the couch to talk pranks and "stalkers."

Pauly was truly scared of that girl Vanessa, who would conveniently show up wherever he was. And when host Amy Paffrath joked with him by saying Vanessa was in the audience, Pauly's face explained it all. Too funny.

As for their big prank, everyone agreed it was one of the best if not the best. Prank War champions!

GALLERY: Top 9 best ever people from New Jersey

JWoww is still happy in love with Roger. But surprisingly (or maybe not? It's up to you), the couple that seemed the most at ease throughout the summer are dunzo! Ron and Sammi spilled that they are no longer in a relationship because schedules became hectic. But don't ask who broke up with who. They seem to have different accounts of that.

Can't wait to see what happens during season six!

Will you miss the "Shore" kids? Share your thoughts on our Facebook page.

Related content:

Source: http://theclicker.today.msnbc.msn.com/_news/2012/03/23/10826669-break-ups-and-make-ups-flavor-jersey-shore-reunion

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